Chase’s Purchase Protection Replaces My $700 Phone

Chase’s Purchase Protection Replaces My $700 Phone

Travel credit cards get touted for their benefits all the time, but it’s all moot if they don’t stand up to scrutiny when push comes to shove. The Chase Sapphire Preferred, for instance, is one of those cards that’s ridiculously popular amongst the travel crowd. Aside from offering basic travel and rental car insurance, it also offers a myriad of purchase protection features for anything purchased with the card. It’s often hard to test these…

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Credit Cards: Is the Chase Sapphire Preferred the Best?

Credit Cards: Is the Chase Sapphire Preferred the Best?

If you follow any travel blog, you probably know that the Chase Sapphire Preferred gets peddled around the most like a cheap whore. Usually for good reason. If you travel, the benefits of signing up for the card are immense. Most people are initially attracted by the high sign-up bonuses—which average around 40,000 points and can be converted into airline points—but still end up keeping it even after the annual fee comes back into effect….

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The Best Credit and Debit Cards for Traveling

The Best Credit and Debit Cards for Traveling

I think the time when Ben Franklin’s old adage “a penny saved is a penny earned” rings truest is when I’m traveling abroad. ATM and foreign transaction fees just add up too fast. Generally, any money I save is money I can put toward something I actually want to spend it on. Whether that’s a hot air balloon ride in Cappadocia, wine tasting in Mendoza or street food at 4 a.m. pretty much anywhere in…

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Why Manufactured Spending Is Irresponsible

Why Manufactured Spending Is Irresponsible

Nothing says obsession like creating spreadsheets of the credit cards you’re churning so you can get a chance to fly in Singapore’s suites. It’s a creative and tricky endeavor and, most of all, is fiscally irresponsible. In traditional travel hacking circles, churning credit cards is the most common way to travel for “free” because the sign-up bonuses take far much less effort than getting those miles the old-fashioned way. The problem occurs when people take…

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Starwood Ditches the Foreign Transaction Fee (and Other Updates)

Starwood Ditches the Foreign Transaction Fee (and Other Updates)

The Starwood Preferred Guest American Express card is increasing its annual fee and adding four new benefits today in one fell swoop. The news is that the foreign transaction fee is permanently going. The Starwood Preferred Guest American Express is considered one of the best travel cards and things are a’changin. Most noticeably, perhaps its best benefit, free Sheraton Club Lounge access, is going to the business card only though the personal card will also…

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Why Credit Card Points Aren’t the New Miles

Why Credit Card Points Aren’t the New Miles

Since United and Delta changed the way miles are earned, everyone has been advocating the nearest credit card as the best way to get points. The math still shows flying is cheaper. Starting in 2015, every airline in the U.S. except for Frontier and American Airlines/US Airways will move toward a spend system for earning miles instead of physical distance. The death knell came when United announced that it would move toward a spend system effective…

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Battle of the Sexes: Who Manages Their Credit Better and Why?

Battle of the Sexes: Who Manages Their Credit Better and Why?

  Credit Sesame recently put together a study that compared the credit profiles of men and women. We wondered which gender has better credit and why. The analysis was gathered from a subset of our 7 million Credit Sesame members across the nation, and we analyzed credit scores, overall debt loads, credit limits, collection accounts, and where these men and women reside. Some highlights from the data Men have higher credit scores than women overall….

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The Credit Cards You Should Pick Based on Airline Frequent Flyer Program

The Credit Cards You Should Pick Based on Airline Frequent Flyer Program

Bla bla bla Chase Sapphire Reserve. But kinda pointless if you’re an Emirates flyer. The point is not to be opening up credit cards willy nilly, but based on the airlines and hotels that someone is going to stay or fly with the most, because, honestly, that’s where you’re going to get the most value at the end of the day. It’s going to be a hard, hard sell to still get me on a Delta…

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