Merrill+ 50K (Up to $1,000) Bonus Is Available Again Online & By Phone

Merrill+ 50K

Merrill+ 50K Offer is Back

Bank of America’s Merrill+ credit card 50,000 point bonus has been one of the best credit card offers we’ve seen recently and definitely the best for a no-fee card. Sadly the bank not only took away the bonus, but all online application links for the card died, and phone applications were yielding 25K bonuses for some.

As a reminder, here are some features of the card:

  • Earn 1X Everywhere.
  • No annual fee.
  • Points are worth 1 cent each for statement credits or up to 2 cents each for airfare.
  • Get either a Delta SkyClub Membership or a $200 travel credit after $50K in spend annually.

The card isn’t great for everyday spend, but you can get 2 cents per point value towards airfare making this sign up bonus potentially worth $1,000. Even at a minimum cash value of 1 cent, a $500 bonus on a no annual fee card is darn good.

How to Get the Offer

Looks like the offer is back again, online and by phone, although with some quirks. This is the new application page, but it’s quirky and it could show an error when you submit.

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I checked application status, and it says that “information you entered does not match our records”. So I am guessing that it didn’t go through. Maybe you have better luck.

You might be safer applying by phone for now, by mentioning application code BAABZX. Confirm that the bonus is 50K.


Calling in to make a credit card application can be time consuming, but this is definitely a bonus worth looking at if you didn’t previously apply. Bank of America is an underutilized bank, so if you have the ability to get new cards with them and the patience to spend about 30 minutes applying, then you should definitely consider this card.

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